Massachusetts Banking Partners

Description of Product

Lender Name: RiverBank
Contact Name: Christopher J. Kuchar, Vice President, Commercial Lending
Contact e-mail: ckuchar@riverbk.com
Contact phone/fax: Phone (978) 725-7784/Fax (978) 725-7607

Address: 30 Massachusetts Avenue
City: North Andover
State: MA
Zip: 01845

Geographic Service Area: Merrimack Valley

Description of Product:

  • This loan product is designed for small to mid-sized business customers. General description includes: Businesses that have been operating for 2 years or more. Gross annual sales of $50,000 to $5 million. Must have a positive cash flow for two consecutive years.
  • Rates will be at Prime + .50 on lines of credit. Variable. Lines will be reviewed every year. Term loans: FHLB rate plus a margin of 1.50 for life of the loan.
  • Loan sizes will range from a minimum of $5,000 to a maximum of $400,000.

Technical Assistance Partners:
SCORE

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